Free Credit Score

 

So, what is a Credit Score?

 

A credit score is a number that represents your calculated measure of credit risk. Your credit score is the result of a complex mathematical formula that takes into account numerous factors in your credit history. Put simply, your credit report is scored against millions of other people's credit reports, generating your consumer credit score. Your credit score is very important because it can determine your financial future. More specifically, your credit rating can affect whether or not you can obtain

* A mortgage
* A car loan
* A credit card
* A school loan

A company may also use your credit score to calculate the rate you get for a loan; the lower your consumer credit score, the higher the interest rate you'll be charged. So over time, a good credit score can save you lots of money. Companies look at your credit score report as a prediction of how likely you are to make your payments and make them on time.

In addition, potential employers may do a credit check for employment to determine whether you're financially responsible. And landlords often do a credit check for renters.

It’s important to know that you may get a different score than one pulled by a company who is checking your credit score, because the information in your credit file is constantly changing. The credit score you get this week may not be the same score a company would get from the credit reporting company the next week.

 

Click Here To Get Your FREE Credit Score